Doctor Dave Builds

 Do you recall the scene in Apocalypse Now when Colonel Kurtz reiterates the words "horror" all the while rubbing his bald sweating head.  This is a good segue into this next blog.  Unlike the famous line in Dragnet, the names in this blog have not been changed to protect the innocent.  I will do my absolute best to keep this story arc from turning into a dynamic conflation of events and dialogs.   In the beginning you recall that we made several calls to "people" at the county.  We resolved the issue of the lake shore property relatively quickly when it was discovered that we owned 155 feet of lake shore and only needed 150 to proceed.  We then embarked on the mission of getting a septic system.  In the process of contacting four different professionals we set about the business of hiring Brad Nygaard from JBN Inc. He submitted the design and application to the county for approval.  Once we received our permitting number, Brad was able to move forward with the cons

 September 1, 2020.   I am starting to understand why Captain Kirk didn't always like noting items in the star log.  We closed on our construction loan on Friday.  The appraisal came in short, so we had to bring cash to close which in the long run means we just wasted all that cash for nothing.  The construction loan is what we have in place to certify to the builder we have taken out a loan and that includes a schedule of draws that will be transferred to the builder upon completion of tasks and assignments.  There is a set interest rate for 12 months.  Payments are interest only for those 12 months.  The end game being that once the house is completed, final inspections are done, we start the refinance transaction on the new residence.  Which is the reason that bringing cash to close for the construction loan was a kick in the shin when we are going to refinancing down the road at the conclusion of the build.   Here is the final set of plans for the new build.   Inventory Challen